There are a lot of deals out there and you don't need to be an investor to get one! If you look you will see that there are a lot of homes on the market with a lot of equity and one of them could be yours! The media is drawing a lot of attention to the banks and loan companies stating it is impossible to get a home loan and that you need to have cash. This is only partially true. Yes it is more difficult than in the past to get a home loan but that does not mean that they are not out there.
There are many down payment assistant programs out there as well that you may qualify for:
•· Georgia Dream Homeownership Program: GA Dream Homeownership Program works with low to moderate income families by assisting with fixed, low interest rate mortgage loans.
•· American Dream Downpayment Initiative (ADDI): Assisting families with incomes below 80% of the median income in their area and are first time homebuyers.
•· NE Georgia Down Payment Assistant Program: Assistance for down payment funds that are available for first time home buyers and repeat home-buyers.
•· Atlanta Development Authority: ADA offers 4 different mortgage assistance programs to help with the purchase of your home.
•· Dekalb County First-Time Homebuyer Program: Assists first-time home buyers that have not owned a home in the last 3 years.
•· Cobb Housing, Inc: Offers 4 loan products for first-time home buyers.
I work closely with Andrew Kelly at Multi Mortgage Corp who can work with you on all your mortgage needs. Visit his website at: http://www.multimortgagecorp.com/
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Yes it is true that it is a buyers market the odds are not necessarily in your favor. However, do not let this discourage you. I see properties being sold daily and you do not have to practically give it away. There is a lot of competition on the market right now and a house that is priced according to the market and is in great condition is very likely to bring a buyer. Homes are not selling as fast as they once did but times change. Many home experts are saying if you want to sell your home right now make sure it is completely ready to be sold and is in good shape. Because of the competition out there homes that need a lot of work and do not have curb appeal may sit longer than those that are in great shape. There are many small things that you can do to prepare your home for the market. I would be happy to meet with you and discuss preparing your home to be sold.
Here are some of my articles that may be of help:
Contact Jason Tolley, Real Estate Agent for Backyard Realty Group, LLC a licensed Real Estate Agent and Property Manager in Georgia at 770-315-0789 to list your property for sale, to purchase property or to manage your rental in the Northwest Atlanta Area: Cobb, Cherokee, Paulding, Bartow, Fulton and Dekalb Counties.
To search properties for sale visit our website. We know the Atlanta Area and will help you with all your real estate needs.
Jason Tolley - Real Estate Agent, Property/Community Manager
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